Has securitization ruined America?

Query by thamsenman!: Has securitization ruined America?
Has the packaging of mutual funds, bonds produced America much less safe?

Correct they have returned much better than bonds, money, and so on. but at what emotional expense? Wouldn’t it just have been greater to earn 4% making use of treasuries/CDs with no care in the world than ten% with every care in the world?

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