how intelligent are American college/highschool students?

Query by Chira: how wise are American college/highschool students?
how smart are American college/ highschool students compared to immigrant chinese and Indian little ones in America(or any other immigrant household for that matter)? The explanation I ask is because virtually each and every Indian I know in the U.S is either a computer engineer, a organization man, or a doctor. Very same applies to Chinese individuals…They have such stories of struggle, coming from their personal land to study in America and all. So I am guessing that considering that Americans have currently been born in their fantastic country, they have to be taking advantage of their resources in order to be the smartest in the world. But then there is that stereotype that American college/higher school little ones lag behind but how true is this? I’m positive most youngsters in America must be fortunate to be born in a country exactly where life is so easy compared to the rest of the globe. Then there is that stereotype that Americans don’t know a lot about the world.(properly as soon as someone asked me if we have vehicles in India but he was possibly an exception) What are your thoughts on this?

Very best answer:

Answer by Michael
each and every person is differant and depends on their schooling history and exactly where they are attending

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the Influence of american economy on the international economy.?

Question by classic47: the Effect of american economy on the global economy.?
i want americas’ situation in these international economic issues also suggestions for options please

Greatest answer:

Answer by I , a content Bolshevik
The Paulson Program attacks as the primary problem illiquidity although the accurate core problem is insolvency. Securitization dispersed globally the risks and created bankruptcy dangers opaque, destroying thus any creditworthiness and freezing the credit lines. Lending by banks was over-extended, occasionally 60 instances far more than their assets, generating them now candidates to file for bankruptcy. The Paulson Strategy gives some short-term relief to the Wall Street magnates whilst the taxpayer ‘Main Street’ has to spend the bill. It transfers one more part of the large private debt to the public debt of an currently over-indebted America.

While, with the growth of US deficits, the require for foreign investors for financing it grows, US creditworthiness is rapidly deteriorating. The ratio of total US debt to GDP from 163 % in 1980 became 240% in 1990 and jumped to 346% in 2007.It is enormously aggravated with the dramatic developments of 2007-2008, like the addition to the public debt of $ 6 trillion liabilities of Fannie and Freddie and the $ 700 billion of the Paulson Plan. America has been transformed into a super-Argentina in a non-declared default. The issue of US more than-indebtedness is transferred to the next Administration.

The interest rates cut by the Fed, twice in October 2008, to the lowest level reached after 9/11(and comparable moves that followed by the ECB, the Bank of England, the Bank of Japan and other central banks in Asia) could have a extremely ephemeral impact in the volatile stock markets but are entirely unable to reverse the contraction of world economy. As numerous analysts pointed out, these cuts are just a sign of desperation

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Announcing the Upcoming 2013 American Banking Preference Poll Presented by GoBankingRates.com


El Segundo, CA (PRWEB) May 23, 2013

Over 650,000 Americans joined credit unions between September 29, 2011 and the first week of November 2011, after Bank of America announced it would charge customers $ 5 monthly fee to make purchases on their debit cards, according to Huffington Post. Thats more new credit union members than all of 2010. One and a half years later, GoBankingRates.com seeks to find out how the trend has evolved, developing a poll to discover what Americas banking preference is today.

“Now that the hype over Bank Transfer Day has died down, the backlash against big banks may have subdued as well,” states GoBankingRates.com managing editor, Casey Bond. For instance, the American Customer Satisfaction Index shows that in 2011, consumer satisfaction with credit unions was 87%, while satisfaction with banks was only 75%. Last year, customer satisfaction was rated 82% and 77%, for credit unions and banks, respectively.

“There are clear benefits to banking with both national and community institutions, and our American Banking Preference Poll will tell us which option U.S. citizens are presently leaning toward,” Bond adds.

The poll is a simple, one-question survey that asks Americans: Do you prefer banking with a national bank or a local bank?

With one click, individuals can specify their preference for banking with a national bank or local bank or credit union. Participants are encouraged to leave comments explaining their preference as well.

In response as to why GoBankingRates.com is choosing to conduct this poll, Ms. Bond explains, “In the personal finance space, knowing where consumers are choosing to do business is crucial data to have. We not only want to collect this data for 2013, but share it back with GoBankingRates.com readers, as well as the readers of other major news sources in the industry.”

In fact, in an effort to further analyze the attitudes of Americans regarding their banking preference, GoBankingRates.com is encouraging other personal finance sites and online newspapers across the country to participate, adding to the data pool and gaining access to the unique, exclusive information collected.

“Learning what today’s depositors and borrowers value most will allow us to customize the content we provide and offer more valuable information to readers. We expect this poll to open the door to gaining greater insight and starting a new conversation about where the trend is headed in national versus local banking,” Bond concludes.

If you are a member of the media and would like to post the poll on your website, please use the contact information below.

About GoBankingRates.com

http://www.GoBankingRates.com is a national website dedicated to connecting readers with the best interest rates on financial services nationwide, as well as informative personal finance content, news and tools. GoBankingRates.com collects interest rate information from more than 4,000 U.S. banks and credit unions, making it the only online rates aggregator with the ability to provide the comprehensive and authentic local interest rate information.

Additionally, GoBankingRates.com partners with a number of major media outlets such as Business Insider and US News & World Report to provide compelling and edifying personal finance content, and its expert editors have been featured and quoted on several premier finance websites like Yahoo! Finance, Forbes, The Street, Huffington Post and more.

Contact:

Jaime Catmull, Director of Public Relations

GoBankingRates.com

JaimeC(at)GoBankingRates(dot)com

310.297.9233 x261

Sources:

Huffington Post, Bank Transfer Day Pushes 40,000 To Join Credit Unions, Survey Finds, November 9, 2011.

American Customer Satisfaction Index, Benchmarks By Industry.