Discuss factors that have contributed to the increase in the number of foreclosures?

Question by Roman: Discuss factors that have contributed to the increase in the number of foreclosures?

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The development of a pass through mortgage market. In the 70’s and 80’s banks started developing mortgage backed securities or MBSs an MBS is a big pile of mortgages wrapped up together to become a security similar to a bond but with a few differences. By packaging and selling MBSs banks do not have to hold entire mortgages on their balance sheets after they sell them to investors, the mortgage payments are passed through the bank to the investors. Because the banks don’t hold them they don’t care as much who gets a mortgage, some guy who really shouldn’t have gotten a million dollar mortgage might be more likely to get one in a pass through market. Many loans are also created by loan originators and mortgage brokers who line up deals and pass them to banks to be packaged. These guys don’t ever hold the mortgage so they care even less who gets a mortgage or not. Because the risk of writing a mortgage loan to someone has been spread out and passed along through securitization and sale a greater number of “bad” loans have been written in the recent past.

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e-Logic Group CEO Anthony Martinez Conducts Strategy Sessions To Discuss Seminars On Advanced Securitization Audits, Forensic Audits, Quiet Title, Mortgage Fraud


Miami, FL (PRWEB) July 13, 2012

As real estate scammers continue to hold bogus seminars using hot industry catch phrases like Quiet Title and Mortgage Fraud, a greater need has presented itself for real, crucial and critical information on these very real topics. “I may think I know everything there is to know about advanced securitization, quiet title and mortgage fraud options or arguments but that may not coincide with what attorneys and investors really need,” says Anthony Martinez, e-Logic Group’s Chief Executive Officer whose company now offers Advanced Securitization Audits, Forensic Audits and Litigation Strategy Analysis and is very well known in the legal community as one of the most reliable go to resources. “Attendees of seminars are your clients and like all relationships it’s important to discuss your clients needs, understand them and come up with a plan that works for them. That’s why I’ve decided to conduct strategy sessions with attorneys and investors on the topics of my Discovery Tactic’s Seminars before I actually begin offering them.”

Discovery Tactic Seminars are designed to be cutting edge. They offer attendees factual and critical real life working information that’s not theory based on someone’s inexperienced interpretation. Discovery Tactics is a Weblog authored by Mr. Martinez, a Discovery Expert, Consultant and Strategist. His consulting company Anthony Martinez & Associates/AMA Global Group (“AMA”) is the most advanced Legal Process Outsourcing (“LPO”) company (and probably the only LPO Service Provider) that specializes in real property defense and offensive litigation that offers true back-end office support services to attorneys. AMA does advanced legal research, drafts advanced pleadings and trains attorneys in specific litigation tactics and strategies relative to real property litigation.

“I’ve seen these quiet title seminars and the information they offer first hand. Their quiet title approach is based on the hope of a default. So what happens when the opposition fights back, claims your action is frivolous and moves for attorney fees?